Fantasy do i have to mortgage insurance
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When you're buying a home, your mortgage lender may require you to also purchase homeowners insurance, mortgage insurance or both. Although many people finance their home purchases with mortgages, mortgage insurance is not the same as homeowners insurance, and it's important to understand the distinction between the two.
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Mortgage insurance lowers the risk to the lender of making a loan to you, so you can qualify for a loan that you might not otherwise be able to get. Typically, borrowers making a down payment of less than 20 percent of the purchase price of the home will need to pay for mortgage insurance. But, it increases the cost of your loan. Photos of asiatic lion.
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